During your consultation, our patient coordinator will work with you to determine which financing company best meets your needs. We can help you obtain financing information and often immediate approval during your office visit.The amount of monthly payment will depend on the type of financing option you choose and other factors. We offer a variety of plastic surgery financing plans including a no interest payment for 12 months program.In some cases, the procedures are considered medically necessary and we will be able to bill them to your insurance.
Prosper Healthcare Lending is the premier financing company in the healthcare industry. With over $3 Billion borrowed and over $250,000 people empowered, this is a name and a program you can trust.
Here are some of the benefits you’ll receive with a loan from Prosper Healthcare Lending:
- Immediate decisions for loans under $35,000
- Longer terms for lower monthly payments
- No collateral required
- No prepayment penalties
- Fast & easy loan inquiry process
- 100% Confidential
USE CARECREDIT WISELY:
Make CareCredit Successful for You
CareCredit is a credit card and as with most credit cards, if you do not make your monthly payment on time or miss a payment, you will incur a much higher interest rate and fees. If you have not yet applied for CareCredit, you will see this high interest rate within the application.
In order to make CareCredit successful for you and to avoid these high interest rates, it is essential you make your minimum monthly payment and pay off your balance by the agreed upon due date.
WHAT IS PROMOTIONAL FINANCING?
Special interest rates for specific time periods.
Many credit cards offer teaser or introductory rates for a limited time. When you use CareCredit for purchases of $200 or more, you can choose one of our special financing options. We offer special financing options from 6 to 24 months. And, longer term plans for up to 60 months*.
WHY SHOULD I USE CARE CREDIT?
We give you options you can’t get with other credit cards.
When you use CareCredit for purchases of $200 or more, you can choose one of our special financing options. Select the available option that’s best for your situation.
The pre-determined time period during which your account has special financing terms. For purchases of $200 or more, CareCredit offers two types of promotional financing options.
For purchases of $200 or more, CareCredit offers two types of special financing options: 1) No Interest if Paid in Full Within 6, 12, 18 or 24 Months* On qualifying purchases of $200 or more made with your CareCredit credit card account. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period. Purchases eligible for 6, 12 or 18 month promotions: Minimum Monthly Payments required and may pay off purchase before end of promotional period. Purchases eligible for a 24 Month promotion: Fixed Monthly Payments required until paid in full and based on repayment over 24 months. 2) 14.90% APR and Fixed Monthly Payments Required Until Paid in Full**. Not all enrolled healthcare practices offer all special financing options, so please ask your practice to explain which ones are available for your purchase.
Minimum Monthly Payment:
Minimum monthly payments on statement may or may not pay off purchase before end of promotional period.
Revolving Line of Credit:
An agreement by a bank to lend a specific amount to a borrower and to allow that amount to be borrowed again once it has been repaid.
Your healthcare credit card has standard terms for those smaller purchases that are under $200. Use it for things like chiropractic treatment, teeth whitening products, co-payments, skin care products or pet care supplies.
Frequently Asked Questions
How do I qualify for CareCredit?
Approval is based on information from your credit application and past credit history. This includes information from the primary applicant as well as any co-applicant.
Why do doctors offer CareCredit?
Many patients put off treatments and procedures because they cannot afford to pay. Doctors offer CareCredit payment options as an alternative to consumer credit cards, cash or checks. CareCredit allows you to pay over time instead of a lump sum prior to treatment. Offering CareCredit removes the accounts receivable responsibilities from the doctor and allows them to focus on recommending and providing the best care to their patients.
What if my healthcare provider doesn’t accept CareCredit?
If you’d like to refer your healthcare provider to CareCredit, click here to fill out our provider referral form. We will then contact the referred healthcare practice to discuss the benefits of offering CareCredit to their patients and clients.
What will my monthly payments be?
To estimate your monthly payments, use our online Payment Calculator.
“I love this card! I recommend this to everyone I know. CareCredit has allowed me the flexibility to manage my payments and pay for the services I really need without waiting for any approvals. This is my on call safety net for me, my family, and my pets. Thank you CareCredit.”
Donnell G, NY
“We rescued a Jack Russell Terrier that we named Peanut. She is so sweet and so smart. But the doctor’s bills started piling up not long after we got her. She had a seizure — and was put on medication. Later she had a precancerous lump — and we had it removed. If it wasn’t for CareCredit, there is no way we could have afforded her treatments and check-ups. We appreciate CareCredit for the health of our precious Peanut!”
Robin C and Peanut, FL
“I want to thank CareCredit because I was able to have LASIK surgery. I have no words to describe how it feels. To be able to see again without glasses is the most amazing thing! I’m very happy with CareCredit. Thank you.”
Mayra G, NV